Special Offers

4.99% example based on a 30 year fixed rate FHA mortgage with an initial balance of $364,133 with paying 0.0% discount points. Down Payment: 3.50%. Upfront Mortgage Insurance 1.75% (S6,372). Interest Rate: 4.99%. Annual Percentage Rate (APR):5.526% Assumes minimum FICO of620 and a maximum loan- to-value ratio of 96.50% on an owner-occupied single family residence. Costs calculated in APR include lender fees, all 3rd-party fees and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 11/08/25 and are subject to change daily without notice. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and other factors. Some offers cannot be combined with other discounts or promotions. This offer expires 12/5/2025. | loanDepot.com, LLC is not acting on behalf of or at the direction of HUD/FHA or the federal government. This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Not all products available in all areas. Other limitations apply. Rates, terms and availability of programs are subject to change without notice. This is an advertisement, loanDepot and Hartizen Homes are not affiliated. loanDepot.com, LLC. All rights reserved. NMLS ID #174457 (www.nmlsconsumeraccess.org/). For more licensing information, please visit www.loanDepot.com/licensing. (091225 173041-0410). Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions and restrictions. Valid for new buyers only that sign a Sales Agreement for select quick move-in homes on or before 12/5/25 and close by 12/31/25. Hartizen Homes reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. Primary residences only. Prices subject to change without notice. Not to be combined with any other offer. This is not an offering where prohibited by law. Photos are images only and should not be relied upon to confirm applicable features. Contact your sales representative for details. Equal Housing Opportunity Equal Housing Lender. See Sales and Marketing Representative for complete details. Restrictions apply. Must sign purchase agreement on or before 12/5/25 and close by 12/31/25.